One ledger.
Every channel you use.

Branch desks, NetBanking, ATM, and payments — cleared under one balance, with dual control on what matters.

Capabilities

Built for how a bank actually works

From online application to counter release — every step with the right desk and the right authority.

01

Account opening

Apply online, then branch physical KYC on each document. The account turns active only after manager authorization.

Start application
02

NetBanking

Transfers with TPIN, deposits, FD and RD, statements and nominees — on the same ledger as the branch.

Sign in
03

Dual-control cash

Teller queues cash or cheque withdrawals with an auth key. Accountant releases funds only after entering that key.

Staff desks
04

ATM

Balance enquiry, cash withdrawal and mini statement on the BankCare360 demo terminal.

Open ATM
05

Payment gateway

Own checkout rail with NetBanking, UPI/card mock, refunds, merchant portal and webhook events — settled on BankCare360.

Open gateway
06

Deposits & credit

Fixed and recurring deposits, standing instructions, and FD-backed loans with maker–checker where required.

Explore products
07

Freeze & controls

Manager freeze/unfreeze, daily limits, charges and day-book — operational control without leaving the desk.

Manager desk
08

Customer 360

CIF, accounts, cheques and exposure in one branch view — search by CIF, account or phone.

Branch lookup